In short: liability insurance shields you from being personally liable to pay for damages you caused during an accident.

Learn what to do if you were a passenger in a car accident caused by your driver.

It isn't fair nor ideal to have to protect yourself from someone else's inability to have insurance, but having Uninsured and Underinsured Motorist Coverage on your own auto policy can help mitigate some of those physical and financial stresses.

Full coverage includes protections for your vehicle AND your bodily injuries should you be involved in an accident.

If you aren't giving your full attention to the road, the cars around you, and the speed limit, you are driving distracted. Learn how much money these risky behaviors are costing you.

Studies indicate drivers can be distracted long after programming a GPS device or sending a text via a voice command system. Long enough to miss a stop sign or pedestrian? You bet. At 25 mph, you can travel the length of more than one football field in 10 seconds.

The science is crystal clear on this fact and numerous studies have demonstrated that the use of handheld and hands-free devices while driving pose a significant safety risk to motorists, their passengers and others on the road.

A personal injury attorney must effectively tell your story to the insurance company and, when necessary, a judge or jury. An accurate police report is part of that story, and it can carry a lot of weight when an insurance carrier puts a value on your case. The initial phone call is the start of building evidence against the at fault driver.

The increase in fatalities in Texas last year reflects a deadly trend nationwide. An estimated 20,160 people died in motor vehicle crashes in the first half of 2021, up 18.4% over 2020. In Texas, traffic fatalities were up 15 percent from 2020-2021.

Texting while driving is among the riskiest of common driving distractions. Despite texting bans in 48 states, smartphone use behind the wheel is a common problem.